Obama's Choice For Fed Is A Nod to Smaller Banks

January 6, 2015
The New York Times: Benyamin Appelbaum
President Obama said on Tuesday that he would nominate Allan R. Landon, the former chief executive of one of the largest banks in Hawaii, to a seat on the Federal Reserve’s Board of Governors.
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Allan Landon Seen Boosting Community Bank Profile On Federal Reserve Board

January 6, 2015
Forbes: Antoine Gara
The Federal Reserve has been busy with so-called ‘too big to fail’ banks since the financial crisis, but the newest member of the central bank’s Board of Governors brings a perspective rooted in the world of small banks.
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Firm Offers Banks New Capital Strategy

February 1, 2013
Portland Business Journal: Matthew Kish
A new Portland firm that invests in banks is getting ready to close a series of deals.
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Former Bank of Hawaii CEO Helps Launch Community Bank Fund

December 4, 2012
SNL Financial: Kevin Dobbs
Former Bank of Hawaii Corp. CEO, Allan Landon, nixed his banking retirement this year in favor of a new fund focused on investing in community bank debt...
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Basel III Spurs More Banks to Consider Subordinated Debt

November 1, 2012
American Banker: Andy Peters
Subordinated debt could be an option for community banks that need to raise capital but want to avoid dilute existing shareholders...
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Who We Are

Community BanCapital, LLC, organized by experienced bank investors as a private investment fund, provides Subordinated Debt to healthy community banks in amounts up to $15 million.

What We Do

Community BanCapital invests primarily in Subordinated Debt of sound community banks that want tosupplement existing capital structures without incurring the dilution that often comes with the addition of common equity.

Investment Structure

Through its Fund I, the investors of Community BanCapital are offering Subordinated Debt to qualified community banks. Subordinated debt can qualify as Tier 2 capital for the issuer and is generally structured as a holding company obligation, with some or all funds invested in the bank subsidiary as Tier 1 capital.

Terms/Agreement

The terms of the debt are tailored to meet the needs of each bank. Generally, the Subordinated Debt is 8 year fixed rate debt, with interest only until the final maturity and may be accompanied by a small amount of senior debt and detachable warrants.

Investment Quality

Community BanCapital intends to provide shareholder friendly capital to support sound capitalstructures and growth of community banks with assets of $500 million to $2.5 billion. The fund will invest across the United States, focused on banks with a strong ability to compete in their market.